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Contest Rules


1. Eligibility: This Campaign is open only to those who sign up at and who are 18 years of age or older as of the date of entry. The Campaign is only open to legal residents of South Dakota, Minnesota, and Iowa, and is void where prohibited by law. Employees of The Insurance Connection, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Campaign. The Campaign is subject to all applicable federal, state, and local laws and regulations. Void where prohibited. 

2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of The Insurance Connection as final and binding as it relates to the content of this Campaign.

3. Campaign Period: Entries will be accepted via email, fax, U.S. mail, or delivered in person to our office at 1412 S. Minnesota Ave.
Sioux Falls, SD 57105. Submissions will be accepted from March 9, 2016 until March 17, 2016 at 8 a.m. CDT.

4. How to Enter: The Campaign must be entered by submitting your completed NCAA championship bracket, downloaded from, as well as "liking" The Insurance Connection's Facebook Page. The entry must fulfill all Campaign requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of The Insurance Connection. A maximum of two brackets may be submitted by each entrant. You must provide the information requested. You may not enter more times than indicated by using multiple email addresses or identities in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of The Insurance Connection.

5. Prizes: The winner of the campaign (the "Winner") will receive an Amazon Kindle Fire, 7" Display, Wi-Fi, 8 GB, valued at approximately $49.99. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by The Insurance Connection. No cash or other prize substitution shall be permitted except at The Insurance Connection's discretion. The prize is nontransferable. Additional prizes of undetermined value may be given to other entrants at The Insurance Connection's discretion. In the event a of a tie, one of the entries in question will be randomly selected at the discretion of The Insurance Connection. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for The Insurance Connection to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

6. Odds: The odds of winning depend on the number of eligible entries received.

7. Winner Selection and Notification: Each entrant will have "liked" The Insurance Connection's Facebook page, and submitted a bracket with picks for all 63 games of the NCAA tournament. Points will be awarded for each winning pick. Point values increase as the tournament progresses (points per round are configurable under the supervision of The Insurance Connection). The winning entry will be that which has earned the most points at the end of the NCAA Tournament. Winner will be notified within five (5) days following selection via The Insurance Connection's Facebook Page as well as the email address or phone number provided in Winner's entry. The Insurance Connection shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 30 days from the time award notification was sent, the prize may be forfeited and an alternate Winner selected. The prize must be picked up by Winner at our office at 1412 S. Minnesota Ave., Sioux Falls, SD 57105. If Winner is unable to claim the prize in person, The Insurance Connection will mail the prize to Winner's address (as outlined above, winner must be a legal resident of South Dakota, Minnesota, or Iowa, and the prize will only be mailed to an address in one of those states). Receipt by Winner of the prize offered in this Campaign is conditioned upon compliance with any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT THE INSURANCE CONNECTION‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE CAMPAIGN, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that The Insurance Connection, anyone acting on behalf of The Insurance Connection, and The Insurance Connection’s licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. Optional verbiage for Contests: By entering this content, You represent and warrant that your entry is an original work of authorship, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of The Insurance Connection. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless The Insurance Connection from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which The Insurance Connection may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

9. Terms & Conditions: The Insurance Connection reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Campaign should virus, bug, non-authorized human intervention, fraud, or other cause beyond The Insurance Connection’s control corrupt or affect the administration, security, fairness, or proper conduct of the Campaign. In such case, The Insurance Connection may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by The Insurance Connection. The Insurance Connection reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Campaign or website or violates these Terms & Conditions. The Insurance Connection has the right, in its sole discretion, to maintain the integrity of the Campaign, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Campaign rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Campaign may be a violation of criminal and civil laws. Should such attempt be made, The Insurance Connection reserves the right to seek damages to the fullest extent permitted by law. 

10. Limitation of Liability: By entering, You agree to release and hold harmless The Insurance Connection and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

11. Disputes: THIS Campaign IS GOVERNED BY THE LAWS OF The United States AND South Dakota, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a court located in South Dakota having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on The Insurance Connection's website. To read the Privacy Policy, click here

13. Winners List: To obtain a copy of the Winner’s name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: The Insurance Connection, 1412 S. Minnesota Ave., Sioux Falls, SD 57105. Requests must be received no later than April 9, 2016 at 5 p.m.

14. Sponsor: The Sponsor of the Campaign is The Insurance Connection, 1412 S. Minnesota Ave., Sioux Falls, SD 57105.

15. Facebook: This Campaign, hosted by The Insurance Connection, is in no way sponsored, endorsed, administered by, or associated with Facebook.

16. Your participation in this campaign constitutes acceptance of and agreement with all of the Official Rules.